The thing almost every business owner was told about their processing fees… that isn't actually true.
Most business owners were told something like this when they signed up for credit card processing:
Sounds reasonable. You shook hands. You signed.
But here's the part nobody explained:
That number usually isn't the real number you pay.
When you calculate your true effective rate — total fees divided by total card sales — most businesses are actually paying:
That's because the "rate" they quoted you doesn't include everything else they charge:
That extra 1% difference doesn't sound like much…
Until you do the math.
Let's say your business processes $50,000/month in card transactions.
That's $6,600 per year you didn't know you were losing.
Over 5 years? $33,000.
And most business owners never realize it because they never check.
You don't need software. You don't need to call anyone. Just answer one question:
Not the rate you were quoted. The real number on your statement after every fee is added together.
Most business owners don't. And that's exactly how processors want it.
Arizona businesses can now legally eliminate their processing fees entirely.
Not negotiate them down. Not switch to a slightly cheaper processor. Eliminate them.
Through a compliant dual-pricing program, your business can offset 100% of card processing costs. It's legal in all 50 states. Thousands of businesses are already doing it. And the businesses that switch typically see the savings from month one.
The only question is whether your business qualifies.
Find out your estimated effective rate, where hidden markup may exist, and whether your business could eliminate most — or all — of your processing fees.
Take the 3% Test ↓What Business Owners Say
After years of dealing with Stripe freezing funds and creating random headaches, switching to Deposyt was one of the best decisions we've made. Our merchant fees dropped. Big win.
If I could give 6 stars, I absolutely would! Their 24/7 support team is nothing short of amazing. That level of care and attention is rare, and it makes all the difference.
Competitive rates, no hidden fees or surprise increases. Their team is responsive, knowledgeable, and easy to work with. They value long-term relationships over short-term profit.
Powered by Deposyt — Tempe, AZ — 20+ years in payments
The 3% Test